Our aim is to keep clients fully informed of the latest developments within global markets as well as providing articles on personal finance, investments, pensions and tax planning.
As well as Our Articles, you can check out our financial planning guides as well as our Independent News Magazine, or simply read about what’s happening at Kellands.
A properly drafted Will gives you greater control over your estate, ensures your wishes are respected and provides vital protection for the people who matter most.
Pension scammers are becoming increasingly sophisticated, using convincing websites, fake testimonials and high pressure tactics to lure people into transferring their hard earned retirement savings. With fraud on the rise, recognising the warning signs — from “free pension reviews” to promises of guaranteed high returns — is essential to safeguarding your long term financial security.
Many UK families are unaware that regular gifts made from surplus income can be immediately exempt from Inheritance Tax. Learn how the ‘normal expenditure out of income’ rule works, the conditions you must meet, and why keeping good records is essential.
Discover practical financial planning insights in the latest edition of Kellands Independent News, including retirement planning, Inheritance Tax, pension scams, the Autumn Budget and investment diversification.
Explore how geopolitical tensions, inflation trends and shifting rate expectations shaped global markets from June to August 2026. Read our latest commentary.
Discover how pensions, annuities, ISAs, investments and other assets can work together to create a sustainable retirement income and maintain your lifestyle.
Diversification remains one of the most important principles of long term investing — even in a world dominated by AI, technology and fast moving global markets. Here’s why spreading your investments still matters in 2026, and how it can help protect your portfolio from unnecessary risk.
When markets become volatile, resisting the urge to react can be one of the smartest investment decisions. Discover why patience and discipline often lead to better long-term outcomes.
Retirement marks the start of an exciting new chapter, but it also requires a shift in how you think about investing. Discover how to adjust your investment portfolio for income, growth and financial security.
Learn why digital assets should form part of your estate planning and discover practical steps to protect your digital legacy.
Navigating a volatile spring shaped by geopolitics, inflation and shifting market sentiment.
Discover 10 proven investing principles that can help investors stay focused, manage risk and build long-term wealth. Learn how discipline and planning can support investment success.
Discover how a Self-Invested Personal Pension (SIPP) offers greater control, wider investment choice and valuable tax advantages for your retirement planning.
Dividend tax rates increased from April 2026, but there are effective ways to reduce your tax bill. Learn how ISAs, pensions, income sharing and total return investing can help safeguard your investment income.
More retirees are returning to work as costs rise and expectations shift. Discover why ‘unretiring’ is growing and how proactive planning can protect your retirement.
From April 2027, unused pensions may face inheritance tax. Learn who’s affected and the steps you can take now to protect your wealth.
Discover practical financial planning insights in the latest edition of Kellands Independent News, including changes to pension and dividend taxation, retirement trends and tax-efficient investing opportunities.
Major life changes can reshape your finances. Discover the key events that should prompt a financial review and how to stay on track.
With more people living into their 90s and beyond, could your pension last? Discover how to plan a retirement income that stands the test of time.
Start the new tax year with confidence. Review pensions, ISAs and allowances to boost tax efficiency and strengthen your retirement plans.
Should you save or invest your money? Discover the key differences, risks and long-term benefits of each, and how to strike the right balance for your financial future.
Geopolitical tensions can trigger market volatility, but history shows that staying invested and focusing on long-term goals is often the best strategy for investors.
The Spring Forecast 2026 outlines slower growth, falling inflation and tax pressures. Explore what it means for households, investors and long term financial planning.
Learn how individuals and couples can maximise ISAs, pensions, gifting and more before the year end.
Make the most of your £20,000 ISA allowance before 5 April 2026. Learn about ISA types, new Cash ISA rules, and how to save tax efficiently.
Discover why long term investing is key to building wealth, reducing risk and achieving your financial goals. Learn how patience pays off over time.
Rising costs, growing debt and financial dependence leave many exposed. Learn how Income Protection can provide vital security when illness or injury strikes.
Planning to pass wealth to the next generation? Discover how estate planning and onshore investment bonds can help reduce inheritance tax and protect your financial legacy.
The 2025/26 tax year deadline is approaching. Discover key pension allowances, tax relief opportunities and last minute ways to boost your retirement fund.
Discover practical financial planning insights for 2026 in the Winter edition of Kellands Independent News, including ISAs, pensions and tax year-end tips.
Start 2026 with confidence. From pensions and ISAs to inheritance planning, discover 12 practical ways to refresh your finances for the year ahead.
How should you invest in 2026? We explore diversification, market cycles, volatility and tax planning – and why advice matters more than ever.
October 12, 2026
A properly drafted Will gives you greater control over your estate, ensures your wishes are respected and provides vital protection for the people who matter most.
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