Check out below all the articles and updates from Kellands.
Diversification remains one of the most important principles of long term investing — even in a world dominated by AI, technology and fast moving global markets. Here’s why spreading your investments still matters in 2026, and how it can help protect your portfolio from unnecessary risk.
When markets become volatile, resisting the urge to react can be one of the smartest investment decisions. Discover why patience and discipline often lead to better long-term outcomes.
Retirement marks the start of an exciting new chapter, but it also requires a shift in how you think about investing. Discover how to adjust your investment portfolio for income, growth and financial security.
Learn why digital assets should form part of your estate planning and discover practical steps to protect your digital legacy.
Discover 10 proven investing principles that can help investors stay focused, manage risk and build long-term wealth. Learn how discipline and planning can support investment success.
Discover how a Self-Invested Personal Pension (SIPP) offers greater control, wider investment choice and valuable tax advantages for your retirement planning.
Dividend tax rates increased from April 2026, but there are effective ways to reduce your tax bill. Learn how ISAs, pensions, income sharing and total return investing can help safeguard your investment income.
More retirees are returning to work as costs rise and expectations shift. Discover why ‘unretiring’ is growing and how proactive planning can protect your retirement.
From April 2027, unused pensions may face inheritance tax. Learn who’s affected and the steps you can take now to protect your wealth.
Major life changes can reshape your finances. Discover the key events that should prompt a financial review and how to stay on track.
With more people living into their 90s and beyond, could your pension last? Discover how to plan a retirement income that stands the test of time.
Start the new tax year with confidence. Review pensions, ISAs and allowances to boost tax efficiency and strengthen your retirement plans.
Should you save or invest your money? Discover the key differences, risks and long-term benefits of each, and how to strike the right balance for your financial future.
Geopolitical tensions can trigger market volatility, but history shows that staying invested and focusing on long-term goals is often the best strategy for investors.
The Spring Forecast 2026 outlines slower growth, falling inflation and tax pressures. Explore what it means for households, investors and long term financial planning.
Learn how individuals and couples can maximise ISAs, pensions, gifting and more before the year end.
Make the most of your £20,000 ISA allowance before 5 April 2026. Learn about ISA types, new Cash ISA rules, and how to save tax efficiently.
Discover why long term investing is key to building wealth, reducing risk and achieving your financial goals. Learn how patience pays off over time.
Rising costs, growing debt and financial dependence leave many exposed. Learn how Income Protection can provide vital security when illness or injury strikes.
Planning to pass wealth to the next generation? Discover how estate planning and onshore investment bonds can help reduce inheritance tax and protect your financial legacy.
The 2025/26 tax year deadline is approaching. Discover key pension allowances, tax relief opportunities and last minute ways to boost your retirement fund.
Start 2026 with confidence. From pensions and ISAs to inheritance planning, discover 12 practical ways to refresh your finances for the year ahead.
How should you invest in 2026? We explore diversification, market cycles, volatility and tax planning – and why advice matters more than ever.
A financial gift can help your children or grandchildren build a valuable nest egg for the future — and spark positive saving habits that last a lifetime.
Today’s Autumn Budget brings big shifts for savers, investors and anyone planning for retirement — from a lower cash ISA allowance to changes in salary sacrifice and higher taxes on dividends. Here’s what it all means for your money.
AI investing offers exciting growth potential but comes with valuation risks. Learn whether today’s AI boom is a bubble or a long-term opportunity — and why independent financial advice is key to navigating it.
Frozen tax thresholds and shrinking allowances mean many of us end up paying significantly more in tax, often without realising it.
New research from Standard Life reveals the significant impact financial advice can have on people’s finances and their financial wellbeing.
When leaving a job, how to stay updated on your retirement savings.
Do you have a safety net for you and your loved ones in case the unforeseen happens?
Tightening gift regulations is among the measures being considered for the upcoming budget.
A look at what we could expect from the upcoming budget – and much more besides.
Despite the rumours swirling around in the headlines, you need to stay focused on your long-term plan.
More people are now taking pension cash early, but there’s a risk that you could run out of money later in life.
Psychological biases can have a negative impact on your investment decisions. Read about them and then discover why objective independent advice matters.
Six investment lessons that could benefit individual investors.
Why it’s important not to make mistakes with your pension savings towards the end of your working life.
A step-by-step guide to help you reclaim your lost pensions.
Why planning, talking and taking action now can secure your family’s future.
Research reveals worrying trends among those saving for retirement.
Helping you secure a smoother ride towards a brighter future.
Are you on track to achieve the retirement you want? Here’s 5 tips to help boost your pension pot.
VE Day marked the end of World War Two in Europe on 8 May 1945.
In the current environment, it is more important than ever to have someone who can help you with your finances.
There are two compelling reasons why you should take out an ISA sooner rather than later - to get the potential for higher returns and to save tax.
As stock markets tumble after the imposition of Trump’s tariffs, does this qualify as a stock market "crash" and what does it mean for investors?
You’ve been saving for retirement for most of your working life, but there are quite a few things to consider before you retire.
CGT planning can help ensure your hard-earned investments work efficiently for your future.
We all dream of a comfortable retirement but achieving this vision requires careful planning and preparation.
Make the most of your financial situation before the year-end deadline.
A few tips on how to address some pension basics, from tax relief and pension allowances to annuities and tracking down lost pensions.
For investors, the Santa Rally has proved to be a ‘strange but true’ phenomenon over a lengthy period. So will we see one this year?
In the current environment it’s more important than ever that you’ve got someone who can help you look after your finances.
Inflation may now be lower but ignoring inflation when calculating your long-term finances could leave you with a shortfall.
How to juggle careers, family care and financial pressure amid rising costs and wealth transfers.
When did you last thoroughly examine your pension and retirement strategy?
A look at what the upcoming budget could mean for your finances.
Discussing your later-life preferences with your partner in advance can help you secure the retirement lifestyle you both want.
Our latest monthly investment update for September 2024 examines how the global investment markets, economy, and commodities are performing.
Why seasoned investors see market falls as an investing opportunity.
Our latest monthly investment update for August 2024 examines how the global investment markets, economy, and commodities are performing.
How withdrawing money from your pension early can impact on your retirement plans.
Our latest monthly investment update for July 2024 examines how the global investment markets, economy, and commodities are performing.
Establishing a thorough financial strategy is key to ensuring financial readiness for later life care.
14% of those aged over 55 have found themselves re-entering the workforce.
Our latest monthly investment update for June 2024 examines how the global investment markets, economy, and commodities are performing.
Why it pays to maintain an investment stance centred on the potential for long-term growth.
Our latest monthly investment update for May 2024 examines how the global investment markets, economy, and commodities are performing.
Five options to consider to help boost your potential retirement income.
We look at the changes to the tax rules at the start of the new tax year and how to make sure your savings and investments are as tax efficient as possible by using all your available allowances and exemptions.
Our latest monthly investment update for April 2024 examines how the global investment markets, economy, and commodities are performing.
Chancellor Jeremy Hunt unveils a Spring Budget with major tax cuts and economic reforms ahead of the upcoming general election.
Our latest monthly investment update for March 2024 examines how the global investment markets, economy, and commodities are performing.
Individuals now need significantly more for a comfortable retirement due to rising living costs and family support expectations.
Kellands are committed supporters of Children in Need and every year we look to raise money for this worthy cause.
Our latest monthly investment update for February 2024 examines how the global investment markets, economy, and commodities are performing.
British savers hold £380.9 billion in low-interest accounts, missing out on higher returns.
Our latest monthly investment update for January 2024 examines how the global investment markets, economy, and commodities are performing.
Cash or other financial gifts might be more welcome than ever this Christmas. Here’s some things you need to know.
Our latest monthly investment update for December 2023 examines how the global investment markets, economy, and commodities are performing.
Our latest monthly investment update for November 2023 examines how the global investment markets, economy, and commodities are performing.
Starting estate planning early and implementing it in stages is desirable.
Our latest monthly investment update for October 2023 examines how the global investment markets, economy, and commodities are performing.
Our latest monthly investment update for September 2023 examines how the global investment markets, economy, and commodities are performing.
New research highlights many have a lack of confidence in their retirement prospects.
Our latest monthly investment update for August 2023 examines how the global investment markets, economy, and commodities are performing.
A few ideas to help you increase your chances of a comfortable retirement.
Our latest monthly investment update for July 2023 examines how the global investment markets, economy, and commodities are performing.
Recent research study highlights a significant gap in the money skills of many youngsters.
Our latest monthly investment update for June 2023 examines how the global investment markets, economy, and commodities are performing.
Why the golden rule of investing is even more pertinent in times of uncertainty and volatility.
What to take into account before deciding whether to put money into a pension or an ISA.
Our latest monthly investment update for May 2023 examines how the global investment markets, economy, and commodities are performing.
Asset allocation is a fundamental concept in investment management that helps investors manage their risk while maximising their returns.
Ready to retire, but worried about your savings running out? Read on for a few tips.
Pension pots have always had a role to play in inheritance tax planning but the scrapping of the pensions lifetime allowance means you could now potentially leave large sums completely free of inheritance tax.
Rising inflation and costs mean the amount of money you need to enjoy later life has risen significantly.
In his first Budget as Chancellor, Jeremy Hunt has announced several measures to re-engage those who have left the workforce and encourage business investment.
Our latest monthly investment update for March 2023 looks at how the global investment markets, economy, and commodities are performing.
With the end of the tax year fast approaching, there may still be time to review your tax and financial affairs to make sure you have optimised all your tax allowances and tax planning opportunities. So here’s a few of things to look at before the start of the new tax year on 6 April 2023.
Our latest monthly investment update for February 2023 looks at how the global investment markets, economy, and commodities are performing.
New research has highlighted the value of financial advice for couples.
Our latest monthly investment update for January 2023 looks at how the global investment markets, economy, and commodities are performing.
Our latest monthly investment update for December 2022 looks at how the global investment markets, economy, and commodities are performing.
Our latest monthly investment update for November 2022 looks at how the global investment markets, economy, and commodities are performing.
A look at market sentiment in the current environment.
It’s been a worrying few weeks in the global financial markets. Read below about the current uncertainty, and why it’s important to remain calm in volatile times.
Our latest monthly investment update for October 2022 looks at how the global investment markets, economy, and commodities are performing.
In commemoration of Queen Elizabeth, Queen of the United Kingdom and other Commonwealth realms
Our latest monthly investment update for September 2022 looks at how the global investment markets, economy, and commodities are performing.
Our latest monthly investment update for August 2022 looks at how the global investment markets, economy, and commodities are performing.
Despite rising inflation and the cost-of-living crisis, why you should think twice before dipping into your pension to help out your finances.
Our latest monthly investment update for July 2022 looks at how the global investment markets, economy, and commodities are performing.
Why investors and those planning for retirement need to keep calm and take a long-term view.
Our latest monthly investment update for June 2022 looks at how the global investment markets, economy, and commodities are performing.
With an ageing population, an increasing retirement age and less certainty in what to expect from your pensions, it could be a good time to review what you want from your later life.
Our latest monthly investment update for May 2022 looks at how the global investment markets, economy, and commodities are performing.
Only a quarter of pension savers using a workplace pension believe their current retirement saving rate will not be sufficient for later life.
Our latest monthly investment update for April 2022 looks at how the global investment markets, economy, and commodities are performing.
As another extraordinary financial year comes to a close, it’s more important than ever to make good use of your annual pension allowances. Giving your pension savings a boost and assessing where you stand will give you peace of mind that you are on track to enjoying the retirement you are planning for.
Our latest monthly investment update for March 2022 looks at how the global investment markets, economy, and commodities are performing.
The Russian invasion of Ukraine last week has sparked more uncertainty and volatility in the financial markets
Our latest monthly investment update for February 2022 looks at how the global investment markets, economy, and commodities are performing.
The pandemic saw more people start investing whilst others invested more through the enforced savings brought about by lockdown.
Our latest monthly investment update for January 2022 looks at how the global investment markets, economy, and commodities are performing.
Our latest monthly investment update for December 2021 looks at how the global investment markets, economy, and commodities are performing.
According to new research, more than half of UK adults say the Covid-19 pandemic has affected their retirement plans.
Our latest monthly investment update for November 2021 looks at how the global investment markets, economy, and commodities are performing.
The latest study from the Pensions and Lifetime Savings Association (PLSA) provides a guide to what income you may need
Many bereaved families are missing out on significant inheritance tax rebates
Our latest monthly investment update for October 2021 looks at how the global investment markets, economy, and commodities are performing.
A look at how to make the most of your pension pots and other investments to generate a decent retirement income.
Our latest monthly investment update for September 2021 looks at how the global investment markets, economy, and commodities are performing.
Latest statistics show a 4% increase in tax take with almost a third more families affected
Our latest monthly investment update for August 2021 looks at how the global investment markets, economy, and commodities are performing.
Price inflation in the UK is still rising, with the official rate up to 2.5% in the past year.
Our latest monthly investment update for July 2021 looks at how the global investment markets, economy, and commodities are performing.
An alternative way of looking at your financial affairs, providing you with food for thought.
A spate of recent surveys shows both how people have responded to pensions throughout the pandemic and their general lack of understanding and engagement.
Our latest monthly investment update for June 2021 looks at how the global investment markets, economy, and commodities are performing.
Whilst investors are increasingly prioritising socially responsible investments, fund managers are getting in on the act too.
Our latest monthly investment update for May 2021 looks at how the global investment markets, economy, and commodities are performing.
The pension lifetime allowance (LTA) has been around for 15 years, but the possibility of a potential 55% tax charge on ‘excess’ pension savings still causes confusion and anxiety for many.
Today is the start of the new tax year, so this could be the best time to take advantage of one of the tax breaks available to you, by opening a Stocks and Shares ISA.
In our latest monthly investment update for April 2021, we look at how the global investment markets, economy, and commodities are performing.
Aaron Pitt, Chartered Financial Planner at Kellands, takes a look at this perennial issue.
Matt Hodges, one of our Chartered Financial Planners, explains why there’s more to financial planning than just the financials.
Today is International Women’s Day, a day which celebrates the social, economic, cultural and political achievements of women from around the world. It is also an opportunity to look into the gender investing gap and what can be done to help encourage women to invest more and take control of their finances.
Here’s a quick summary of just some of the salient points for savers and investors as the Chancellor attempted to perform a balancing act.
In our latest monthly investment update for March 2021, we take a look at how the global investment markets, economy and commodities are performing.
A new set of pension legislation has received Royal Assent to become an Act of Parliament.
In our latest monthly investment update for February 2021, we take a look at how the global investment markets, economy and commodities are performing.
After the unprecedented events of 2020, it is quite likely that your perfectly diversified portfolio of a year ago may now need rebalancing.
Could this have been one of the sharpest but also one of the shortest bear markets on record?
In our latest monthly investment update for January 2021, we take a look at how the global investment markets, economy and commodities are performing.
In our latest monthly investment update for December 2020, we take a look at how the global investment markets, economy and commodities are performing.
The latest official figures offer some reasons to be cheerful about the state of recovery in the UK economy.
In our latest monthly investment update for October 2020, we take a look at how the global investment markets, economy and commodities are performing.
The government has announced that the minimum pension age will rise from 55 to 57 by 2028 to coincide with the rise in the state pension age to 67.
Has the Covid-19 pandemic and its associated economic fallout changed your attitudes towards investing?
In our latest monthly investment update for September 2020, we take a look at how the global investment markets, economy and commodities are performing.
In our latest monthly investment update for August 2020, we take a look at how the global investment markets, economy and commodities are performing.
Behavioural biases play a significant role in our decision-making as investors.
A scourge of the retail financial services profession are promotions for unregulated investments.
In our latest monthly investment update for July 2020, we take a look at how the global investment markets, economy and commodities are performing.
In our latest monthly investment update for June 2020, we take a look at how the global investment markets, economy and commodities are performing.
A surge in 55th birthdays and the fifth anniversary of pension freedoms were unintentionally timed this year to coincide with the current coronavirus pandemic.
In our latest monthly investment update for May 2020, we take a look at how the global investment markets, economy and commodities are performing.
During these challenging financial times, to what extent have pension savers been raiding pension pots?
The economic impact of the coronavirus pandemic on the UK is likely to be significant, but recovery may be quicker than in other countries.
In our latest monthly investment update for April 2020, we take a look at how the global investment markets, economy and commodities are performing.
In our latest monthly investment update for March 2020, we take a look at how the global investment markets, economy and commodities are performing.
As an investor, how should you be responding to the impact that the coronavirus is having on global stock markets?
With an ageing population and a prolonged period of rising property prices, it’s no surprise to see equity release growing in popularity.
In our latest investment update for February 2020, we take a look at how the global investment markets, economy and commodities are performing.
It’s no secret that the nature of retirement is changing. What used to be considered by many as a quiet, relaxing time in life, is increasingly becoming a period of greater activity.
As we start the New Year, we take a look at how the global investment markets, economy and commodities are performing.
In our latest monthly investment update for December 2019, we take a look at how the global investment markets, economy and commodities are performing.
If you reach retirement age with insufficient savings, you face several choices.
In our latest monthly investment update for November 2019, we take a look at how the global investment markets, economy and commodities are performing.
What’s your retirement savings target?
If you are in your 50s or 60s, your thoughts are probably turning towards retirement. When should you retire? How much money do you need?
The past decade has seen a big increase in ethical investing, although in overall terms, it is still a relatively niche market. In the middle of Good Money Week, which aims to let investors know about the range of ethical and sustainable financial options, we take a brief look at some of the statistics and issues.
When do you plan to retire? The date you select for your retirement can have a significant impact on the value of your pension pot.
As we reach the end of summer thoughts naturally turn to the future. Following the political turmoil being experienced through Brexit, it may seem a relatively challenging time for investors. Kelland’s Chartered Financial Planner, Chris Bull gives us an overview on the markets and whether times are as unique as they seem.
In our latest monthly investment update for September 2019, we take a look at how the global investment markets, economy and commodities are performing.
An unusual new bank has taken one of the top spots in a list of the biggest lenders.
Since the pension freedoms were introduced back in 2015, many retirement investors have opted for income drawdown as part of their retirement income strategy. This can make sense for many, but there are risks involved.
The increasing popularity of equity release as part of the retirement planning mix was demonstrated in 2017, which saw new records set in the equity release market.
August 19, 2026
Diversification remains one of the most important principles of long term investing — even in a world dominated by AI, technology and fast moving global markets. Here’s why spreading your...
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